Forbes Books ChangeMakers sits down with our CEO Kyle Kamrooz to discuss all things Bonus
At Bonus Homes, we believe that homeownership should be a source of long-term financial empowerment—not a financial burden. That’s why our founder, Kyle Kamrooz, created a smarter way for middle-class families to access the wealth they've built in their homes without selling or taking on new debt.
In a recent conversation with Katie Goar at Forbes Books, Kyle shared how Bonus Homes is transforming the way people think about home equity through Home Appreciation Partnerships (HAPs)—a new category of housing finance that allows homeowners to unlock equity today in exchange for a share of future appreciation.
With deep roots in mortgage and fintech, Kyle developed this model to address one of the biggest challenges facing homeowners: how to tap into home equity without giving up their home or taking on more risk. Bonus Homes steps in as a partner—not a lender—giving homeowners the freedom to stay in their homes, preserve their low mortgage rates, and generate passive income by turning their property into a managed rental.
We handle the management, maintenance, and tenant placement—so homeowners can benefit from appreciation-backed wealth without the stress or hassle of being a landlord. It's a unique approach that helps people hold onto appreciating assets, build financial freedom, and participate in long-term value creation.
In this episode of Change Makers, Kyle explores the systemic challenges that have limited access to affordable housing solutions, and how Bonus Homes is helping to change the narrative. From preserving generational wealth to providing financial relief for families on the brink of foreclosure—Bonus Homes is proud to offer a solution that meets people where they are.
Whether you're a homeowner facing tough decisions, an investor seeking smarter returns, or someone curious about what’s next in housing finance, this conversation is packed with insights into a more flexible, resilient future.
