Behind on your mortgage? Bonus Homes can help you avoid foreclosure and keep your future wealth
If you’ve fallen 30, 60, or even 90 days behind on your mortgage payments, you’re not alone—and you’re not out of options.
Millions of homeowners are feeling the financial squeeze from inflation, rising costs, and frozen wages. What makes it harder? Most of your wealth is probably tied up in your home’s equity. And accessing it, especially when you're behind, can feel impossible.
But it’s not.
Thanks to a revolutionary solution from Bonus Homes, you can avoid foreclosure, unlock your home equity fast, and keep a share of your home’s future value through a Home Appreciation Partnership (HAP).
What Is a Home Appreciation Partnership?
The Home Appreciation Partnership (HAP) is a new financial tool—created by Bonus Homes—that allows you to:
- Unlock 100% of your current home equity in as little as 2 weeks.
- Avoid foreclosure by paying off your mortgage before it escalates.
- Retain up to 33% of your home’s future appreciation.
- Walk away debt-free—no loans, no monthly payments, no catch.
It’s not a sale in the traditional sense. You don’t need to list your home, show it every weekend, or hope for a buyer. Bonus Homes handles everything—and gives you the financial runway to start fresh.
How It Works (Even If You’re Behind on Payments)
If you're between 30–90 days late on your mortgage, the window to act is small—but critical. Here's how Bonus Homes steps in:
- You submit your property details on the Bonus Homes website.
- We evaluate your home and give you a fast, no-obligation cash offer.
- If accepted, you receive your full equity (minus any remaining mortgage balance) in about 2 weeks.
- Bonus Homes brings your mortgage current and pays down the balance over time, stopping foreclosure.
You walk away with cash in hand and a long-term stake in your home’s future value.
It’s that simple.
Why This Is Better Than a Short Sale or Foreclosure
- Short sales may get you out of the mortgage, but they often leave you with no equity and credit damage.
- Foreclosures can ruin your credit for 7+ years and wipe out all your hard-earned home value.
A Home Appreciation Partnership avoids both.
Instead of losing everything, you:
- Keep your credit intact
- Access your equity now
- Retain future upside as your home continues to appreciate
You’re not just exiting a tough situation—you’re turning it into an opportunity to rebuild.
Real-Life Example: A Fresh Start Without Regret
Take David and Rachel in Indianapolis, IN. After missing three mortgage payments due to job loss, they were facing foreclosure and considering bankruptcy. They had $90,000 in equity but couldn’t tap it without selling—and they didn’t have time for the traditional market.
They found Bonus Homes just in time. Within 14 days, they received the full equity, Bonus Homes paid off their mortgage, and they avoided foreclosure. Fast forward to today, their former home is up in value, and their retained equity share has grown by $10,000—passive wealth they would have lost.
Time Is Critical: Why You Should Act Before Day 90
Foreclosure timelines vary by state, but once you're 90+ days delinquent, your lender may begin the formal foreclosure process. That could mean:
- Legal fees
- Credit destruction
- Forced eviction
- Losing everything you’ve built
The sooner you act, the more options you’ll have. Bonus Homes specializes in fast turnarounds to help people in exactly this situation.
You’re Not Alone. You’re Not Stuck. You Have a Better Option.
If you're struggling to keep up with mortgage payments, remember: your home equity is your safety net—and Bonus Homes helps you access it without losing your future wealth.
“Bonus Homes gives you the cash you need today to move on with life—without giving up your shot at long-term wealth,” says founder Kyle Kamrooz.
This is more than a lifeline—it’s a second chance to build back stronger. And it could be the smartest financial move you make this year.
If you’re behind on your mortgage, don’t wait.
Visit bonushomes.com to see if your home qualifies.
Get out of distress. Get back your equity. Keep your future.
