Goals first.
Solutions second.
An agent’s job is to sell. A lender’s job is to get you to borrow. Ours is to give you the best solution based on your goals and situation.
Here's how we can help:





"Thank you Bonus Homes!"
Every single person that I communicated with at Bonus Homes has been extremely helpful and compassionate through the entire process. Our situation was extremely complicated but they were patient, they gave us guidance and held our hand from start to finish. In my dealings with them they have shown kindness and integrity. This deal gave the home owners help now and investment in the future for the family.
Yvonne T
Las Vegas, NV
"My husband and I had a great experience."
Their team was professional, transparent, and guided us through every step without hidden fees! The team made accessing my home equity incredibly smooth! It was a stress free experience that helped us take the next step in life! We highly recommend for a clear and fair process!
Tamra R
Tolleson, AZ
"Bonus has changed the game with my home equity!"
My experience with Bonus has been amazing. I wanted to send a special thank you to The CEO Kyle, for being an intentional leader with this organization and taking the time to speak with me in my time of uncertainty. I wanted to thank Jenn for being so thorough in the process with the communication. Thank you Bonus team!
Rich N
Phoenix, AZ

Why work with Bonus Homes?
Bonus Homes advisors sit between you and the specialists who execute real estate transactions — agents, lenders, builders, investors — mapping all of your options and modeling financial outcomes before recommending a path.
Because we're not paid to push any single transaction, our advice is genuinely in your best financial interest. We bring in the right specialist only after we've identified the right route.
For sellers, listing is always on the table — just never the only option considered. For buyers, that means uncovering ways to save, secure a better rate, or structure a purchase most don't know exist.
Chat with a Bonus Homes advisor.
Get started by letting us know about your property.
Common questions
Our flagship product, the HAP, is how most folks know Bonus. Every week we receive hundreds of requests to “bonus” a home. Due to demand, and our tight underwriting guidelines, we aren’t able to do every one. Today, in order to qualify for a HAP, a home must have the following qualifications:
- 3-5 bedroom single family home
- Interest rate below 4%
- Home value no greater than $550,000
- Between 1,200 - 3,000 square feet
- Move-in and easy-to-rent ready
At the end of the day, we must be able to quickly and easily convert your home into a rental. Of course, we’re willing to work with homeowners on necessary updates that may be needed. And for those who don’t qualify, we have a dedicated real estate team who are ready to work hard to help every homeowner we speak to reach their goals.
At Bonus, our focus is on building wealth through your most valuable asset — your home. While many agents may be great at selling homes, not all specialize in maximizing value nor have the extensive networks to do so.
At Bonus, we only partner with agents, lenders, and buyers who are specifically aligned with our mission: protecting your assets and maximizing your opportunities for long-term financial growth.
For sellers, we help uncover options, such as cash negotiations, or rental conversion opportunities.
For buyers, we can help you secure a home with a below-market interest rate through an assumable loan, connect you with builders offering subsidized financing, or tap a network of lenders with genuinely competitive rates.
With Bonus, you’re not just getting someone to help you close a deal. You’re getting a partner who’s thinking about where you want to be years from now.
Yes. Bonus Homes maintains brokerage licenses because every advisor on our team holds an active real estate license. This means they can legally and responsibly speak to a wide range of real estate challenges and solutions. Beyond their licensing, every Bonus advisor is thoroughly versed in our proprietary products and how they fit into a long-term real estate asset strategy. With Bonus, you're getting someone with firsthand industry knowledge and a commitment to align our advice with your goals.
Nothing. It costs you nothing to talk with us, and you’re never on the hook to move forward if what we offer isn’t the right fit for you and your family.
The sooner the better, so that you’re educated on your options and have time to evaluate the best one for you and your family before you’ve gone down a path that’s hard to undo. Knowing whether you qualify for our Home Appreciation Partnership, understanding the benefits and risks of becoming a landlord versus selling, and getting clear on the full picture of what’s available puts you in the best position to protect the assets you already have and build the ones you’re working toward.
